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WASHINGTON — There are so many factors that come into play when you are trying to find recreational vehicle insurance. One of the things I learned on our journey toward becoming insured is that if you are buying a brand new RV it is essential to make sure that you are covered 100% in case anything ever happens.
We learned this from our RV dealer where we bought our travel trailer. What he meant was, he wanted us to make sure that we had a “replacement cost” policy. RV insurance can cover the actual cash value (depreciated value) or the total replacement cost if your RV is totaled or stolen.
Replacement cost is great to have, especially if your RV is a total loss.
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