CINCINNATI, Ohio — Officials of Family Motor Coach Association (FMCA) motorhome owners organization have announced that effective October 1, FMCAssist, the group’s emergency medical evacuation/repatriation and travel assistance program, is now an association-paid benefit. Formerly, members had access to services, but unless they signed up for the optional paid program, they were required to pay all expenses incurred when using a service. All family members of Family Motor Coach Association now are enrolled in the complete program without paying the $85 premium for single coverage or the $105 premium for family coverage. FMCA is the only RV club to offer such a valuable benefit to its membership.
Details of the plan are available at FMCA..com. Highlights of this benefit include emergency evacuation/repatriation, emergency medical reunion, return of mortal remains, return of dependents, RV/vehicle return (limited to North America), and pet return.
FMCAssist coverage is available to members worldwide as long as they are more than 100 miles from home. They can be traveling in a motorhome, car, plane, ship, or motorcycle. Members who are full-time RVers always are considered to be 100 miles from home. Some exclusions and limitation amounts pertain to this benefit.
Coverage is provided by Seven Corners and is underwritten by Lloyd’s of London.
The plan will pay expenses incurred if any covered injury or illness results in the medically necessary emergency medical evacuation or repatriation (i.e., the member’s medical condition warrants immediate transportation from the medical facility where he or she is located to the nearest medical facility that is capable of furnishing the required level and type of care for the applicable illness or injury, as determined by the attending physician in consultation with the Seven Corners medical director).
When emergency medical evacuation or repatriation is ordered and the attending physician recommends that a family member travel with the member, Seven Corners will provide transportation and lodging for one individual of the member’s choice to be at their side while they are hospitalized and then accompany them during their return to their permanent primary residence.
Should a member be traveling alone with dependents and become hospitalized and unable to take care of the dependents, who are left unattended, the plan will arrange and pay for a one-way economy fare to the one location stipulated by the dependents’ legal guardian (including the cost of an attendant/escort, if necessary to insure the safety and welfare of dependents under the age of 19).
Should the member, due to a medical condition, be unable to drive his/her vehicle back to his/her permanent primary residence within the United States, Mexico, or Canada, Seven Corners will arrange and pay to have a designated service return the vehicle to the member’s home.
Should the member be traveling with his or her pet and become unable to care for it due to a medical emergency, Seven Corners will arrange for the return of the insured’s pet to his/her domicile.
The program provides a sensitive and valuable service for families who find themselves in the unfortunate position of needing to arrange for transporting the mortal remains of a covered person across a country. Laws and regulations can differ, and Seven Corners will manage all logistics involved. The insurer will pay expenses incurred for preparation and return of a covered person’s body to his or her permanent primary residence.
A host of other services are included with the program, from assistance with lost or damaged eyeglasses, travel documents, or credit cards to golf tee time reservations, sporting event tickets, or reservations for other activities.
Membership in Family Motor Coach Association is open to all motorhome owners and costs $50 for the initial year and $40 thereafter. Members who sign up for five years receive a sixth year free.
SOURCE: Family Motor Coach Association press release